Fast and secure bitcoin-backed loans. Access dollars without selling your bitcoin, borrow at the lowest rates, and spend globally.

Joined February 2022
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Lava Card is live! Earn up to 5% back in bitcoin on every purchase, anywhere Visa is accepted. No annual fee, no FX fees. Apply now.
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Lava Prime is now available. Institutions, funds, family offices, and HNWIs can work directly with Lava to structure larger bitcoin-backed loans. With Lava Prime we can offer custom terms, qualified custody options, dedicated account support, and direct OTC desk access.
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Lava Card. → Earn BTC every time you spend → No annual fee, no FX fees → Use it anywhere Visa is accepted globally → Spend stablecoins or fiat → Get 5% back in BTC at every merchant below
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You can use Lava Refinance for more than bitcoin-backed loans. We can help you refinance credit card balances, auto loans, mortgages, and more through the BLOC. Contact our team to get started.
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Our Lava Refinance program makes the whole process simple. Just reach out and our Client Service team will be in touch to assist you. Learn more here: lava.xyz/refinance
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The BLOC offers low fixed rates, open terms, flexible repayments, and has no required monthly payments. If you have a loan elsewhere and want to refinance with better terms, we can help you do it.
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Refinance with Lava. Move an existing bitcoin-backed loan, credit card balance, auto loan, mortgage, or other debt into the Lava BLOC. Fixed rates starting at just 6.5%, and our team will help you through the whole process.
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AI subscriptions, usage bills, seats, and credits can now earn bitcoin back. Earn 5% back in bitcoin (or more) when you spend with the leading AI companies on Lava Card. Automatically enabled for everyone.
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With a select few merchants, we’re even offering up to 10% back. For more details and a full list of merchants, click the link below. lava.xyz/card/ai
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One of your biggest expense categories now earns the biggest rewards. Subscriptions, seats, credits, usage bills, and other purchases, all now earning bitcoin.
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Lava Card is now the best card for AI users. Earn 5% back or more in BTC when you spend with leading AI companies, including OpenAI, Anthropic, Cursor, Supabase, Vercel, and more. Available globally starting today.
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We’ve made Lava Card a truly global spending experience. → Spend anywhere Visa is accepted → No FX fees, zero spread → Spend stablecoins or fiat → No annual fee → Earn up to 5% back in BTC on every purchase Get started in just a few minutes today.
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Last week we announced 5% back in bitcoin on all purchases with Apple, Amazon, and Netflix for all Lava Card users. Next week we’re announcing even more. Apply in minutes, and start earning bitcoin every time you spend.
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Every purchase earns you bitcoin— from your morning coffee to your next international flight. → Earn up to 5% back in BTC every time you spend → No annual fee, no FX fee → Spend stablecoins or fiat → Use it anywhere Visa is accepted Lava Card is live. Get started today.
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If you’re already a Lava user, you can apply for a Lava Card in the app. If you’re new, you can create an account to get started in just a few minutes. lava.xyz/card
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